For most citizens, health insurance is a necessary expenditure to protect your bodily health as well as your assets from medical emergencies. You definitely do not want to be stuck selling your prized possessions at a yard sale because of some freak accident, and the purpose of health insurance, other than protecting your physical safety, is to make sure that this never happens to you.
However, there may be certain situations in which you can not get a long term health care policy. Maybe you do not have the appropriate amount for a long term health policy premium. You may be switching jobs or locales. You may simply be biding your time as you research the best long term health care. If any of these situations sounds like you, you can still obtain short term health care insurance in the interim and protect yourself until you get the long term health care that will protect you.
The only questions that really remain are what type of short term health insurance is best for you and which company you want to trust with your premiums over the short term. Below are a few of the best short term health insurance options available on the market today.
United Health One Short Term Health Insurance
As one of the best regionally expansive health insurance companies, United Health One has just begun to offer a short term health insurance plan to compete with some of its larger competitors such as Aetna, Humana One and Blue Cross Blue Shield. Each of these companies tend to have better market share in different regions of the United States, and United Health One is no exception.
When it comes to benefits, United Health One short term health insurance is definitely top tier. However, it is one of the more expensive short term health plans that you will come across.
Cobra Health Insurance
Cobra short term health insurance is a program that is offered by the well known alternative health insurance program of the same name. As many laid off employees may already know, Cobra health insurance is far from cheap. However, when it comes to providing benefits for individuals who do not have anywhere else to turn for health insurance, Cobra has definitely
earned its reputation as the grandfather of the industry.
The short term health insurance that is offered by Cobra is no different – very expensive coverage that is very comprehensive and best suited for individuals that have dependents.
CareFirst Short Term Health Insurance from Blue Cross Blue Shield
CareFirst is the short term health insurance arm of Blue Cross Blue Shield. It is one of the most competitively priced short term health insurance programs in the nation. The backing of Blue Cross Blue Shield does offer some peace of mind for those people who are looking for a big name brand to cover them in all situations.
However, when you are looking to invest in CareFirst, you must make sure that you know exactly what health insurance plan that you are getting. Blue Cross Blue Shield has a reputation for being one of the more difficult brands to understand, so you must make sure that you are getting the right short term health insurance plan for your individual situation.